Powering the future of student financial services

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Leadership

David Gonzalez

David drives Arbol’s strategic direction across al aspects of company, inspired by firsthand experience with student financial challenges. He led innovations in conversational banking at HSBC, earning Digital Banking Employee of the Year, and gained enterprise software expertise at Kangarootime.

Favio Osorio

Favio leads product operations at Arbol, leveraging his experience as a first-generation international student to develop solutions for student financial challenges. Before co-founding Arbol, he worked on strategy for underserved markets at M&T Bank, focusing on low-income communities.

Kevin Menegay

Kevin leads technology at Arbol, bringing over a decade of experience in higher education software development. Specializing in early alert systems and student success platforms, Kevin ensures Arbol’s solutions are robust, scalable, and tailored to institutional needs.

James Nowak

James leads customer success at Arbol, bringing 15 years of experience in student engagement and financial aid services. He specializes in helping institutions maximize the impact of Arbol’s platform, ensuring seamless implementation and meaningful outcomes.

How we can help you